Policies and legal terms
Version 1.0 | 16 October 2026
These policies describe the proposed Vanuatu services of AYOV CAPITAL MANAGEMENT LTD. Licensing applications are being prepared; no licence grant is represented. The responsible provider must be identified in the accepted service agreement. Publishing these policies does not change the operator of an existing service.
Read the complete policies below or download the client policy book PDF.
1 User terms and conditions
Full policy and procedures for this topic.
2 User admission and AML CFT policy
Full policy and procedures for this topic.
3 Privacy policy
Full policy and procedures for this topic.
4 Data protection and records policy
Full policy and procedures for this topic.
5 Sanctions and prohibited activity policy
Full policy and procedures for this topic.
6 Fraud prevention and complaints policy
Full policy and procedures for this topic.
8 Product legal and risk disclosures
Full policy and procedures for this topic.
AML CFT and proliferation financing
Admission, monitoring, transfer information and reporting requirements.